Scenario: The CARES Act placed federally held federal student loans in an administrative forbearance (temporary suspension of payments and interest) from March 13, 2020 through September 30, 2020. This has since been extended through January 31, 2022 by multiple presidential actions. We're trying to distinguish between a loan that was in good standing prior to the forbearance, versus a loan that was in default prior to the forbearance.
Answer: According to NSLDS Customer Support, if a school would like to see what loan status a particular loan was in before going into forbearance, the school can view that information on the Loan Detail page under Status Changes for Loan or on the OPB History page in NSLDS.
NSLDS is not set up to anticipate future loan statuses. The school would need to contact the data provider for the loan to see what status the loan will go into once the forbearance period ends.
AskRegs Q&As represent NASFAA's understanding of regulatory and compliance issues. They are FOR INTERNAL USE ONLY. While NASFAA believes AskRegs Q&As are accurate and factual, they have not been reviewed or approved by the U.S. Department of Education (ED). If you should need written confirmation of AskRegs information for audit or program review purposes, please contact your ED School Participation Division. NASFAA shall not be liable for technical or editorial errors or omissions contained herein; nor for incidental or consequential damages resulting from the furnishing, performance, or use of this material.